.journal-index,.journal-detail{--journal-ink:var(--tp-navy);--journal-muted:var(--tp-text-secondary);--journal-line:var(--tp-line);--journal-paper:var(--tp-paper);color:var(--journal-ink);background:#fff}.journal-container{width:100%;max-width:var(--site-width);padding-inline:var(--site-pad);margin-inline:auto}.journal-index h1,.journal-index h2,.journal-index h3{font-family:var(--font-display-compatible);color:var(--journal-ink);letter-spacing:-.025em;font-weight:400}.journal-index .kicker,.journal-article .kicker{color:var(--tp-red);letter-spacing:.13em;text-transform:uppercase;margin:0 0 12px;padding:0;font-size:11px;font-weight:700}.journal-index .kicker:before,.journal-index .kicker:after,.journal-article .kicker:before,.journal-article .kicker:after{display:none}:is(.journal-index a:focus-visible,.journal-index button:focus-visible,.journal-index input:focus-visible,.journal-article a:focus-visible,.journal-article summary:focus-visible){outline:2px solid var(--tp-red);outline-offset:4px}.journal-text-link{color:var(--tp-red);text-underline-offset:4px;align-items:center;gap:20px;font-size:14px;display:inline-flex}.journal-text-link span{font-size:22px}.journal-sr-only{clip:rect(0,0,0,0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.journal-visual-hero{isolation:isolate;background:url(/editorial/insights-hero-final.webp) 50%/cover no-repeat;align-items:center;min-height:550px;padding:55px 0;display:flex;position:relative}.journal-visual-hero:before{content:"";z-index:-1;background:linear-gradient(90deg,#fffffff7,#ffffffe8 30%,#ffffffb3 46%,#fff0 70%);position:absolute;inset:0}.journal-visual-hero .journal-container{position:relative}.journal-masthead-copy{width:56%;max-width:650px}.journal-masthead h1{white-space:pre-line;margin:14px 0 24px;font-size:clamp(40px,4.25vw,60px);line-height:1.06}.journal-masthead-copy>p:not(.kicker){max-width:510px;margin:0;font-size:17px;line-height:1.65}.journal-latest{border-bottom:1px solid var(--journal-line);grid-template-columns:1fr 2fr 1fr;gap:26px;padding-block:36px;display:grid}.journal-latest-intro{flex-direction:column;align-items:flex-start;display:flex}.journal-latest h2,.journal-library h2,.journal-service-directory h2{white-space:pre-line;margin:0 0 18px;font-size:36px;line-height:1.08}.journal-latest-intro>p:not(.kicker){color:var(--journal-muted);margin:0 0 22px;font-size:14px;line-height:1.6}.journal-latest-intro .journal-text-link{margin-top:auto}.journal-feature{min-width:0;color:inherit;grid-template-columns:1fr 1fr;gap:20px;text-decoration:none;display:grid}.journal-feature figure{background:var(--journal-paper);min-height:300px;margin:0;overflow:hidden}.journal-feature img{object-fit:cover;width:100%;height:100%;display:block}.journal-feature-copy{flex-direction:column;align-items:flex-start;min-width:0;display:flex}.journal-category-label{color:var(--tp-red);letter-spacing:.06em;text-transform:uppercase;margin:0;font-size:10px;font-weight:700;line-height:1.4}.journal-feature time,.journal-latest-list time{color:var(--journal-muted);margin:7px 0;font-size:11px;display:block}.journal-feature h3{margin:9px 0 14px;font-size:26px;line-height:1.12}.journal-excerpt{color:var(--journal-muted);font-size:14px;line-height:1.5}.journal-feature .journal-excerpt{-webkit-line-clamp:2;-webkit-box-orient:vertical;margin:0 0 20px;display:-webkit-box;overflow:hidden}.journal-feature .journal-text-link{margin-top:auto}.journal-feature:hover h3,.journal-card:hover h3,.journal-latest-list a:hover h3{text-underline-offset:4px;text-decoration:underline;text-decoration-thickness:1px}.journal-latest-list{align-content:start;gap:18px;display:grid}.journal-latest-list>a{color:inherit;grid-template-columns:76px minmax(0,1fr);gap:12px;text-decoration:none;display:grid}.journal-latest-list img{object-fit:cover;width:76px;height:88px}.journal-latest-list h3{-webkit-line-clamp:2;-webkit-box-orient:vertical;margin:5px 0 0;font-size:17px;line-height:1.2;display:-webkit-box;overflow:hidden}.journal-library{padding-block:32px;scroll-margin-top:30px}.journal-library-heading{justify-content:space-between;align-items:center;gap:28px;margin-bottom:14px;display:flex}.journal-library-heading h2{margin:0}.journal-library-heading>div{min-width:0}.journal-search{flex-shrink:0;width:48%;display:block;position:relative}.journal-search input{border:1px solid var(--journal-line);width:100%;height:44px;color:var(--journal-ink);font:inherit;background:#fff;border-radius:0;padding:10px 16px 10px 42px;font-size:14px}.journal-search i{font-size:14px;position:absolute;top:15px;left:15px}.journal-tabs{border-bottom:1px solid var(--journal-line);flex-wrap:wrap;gap:0 24px;display:flex}.journal-tabs button{color:var(--journal-ink);font:inherit;cursor:pointer;background:0 0;border:0;border-bottom:2px solid #0000;padding:14px 0;font-size:13px}.journal-tabs button[aria-pressed=true]{color:var(--tp-red);border-bottom-color:var(--tp-red)}.journal-filter-status{min-height:40px;color:var(--journal-muted);justify-content:space-between;align-items:center;font-size:12px;display:flex}.journal-reset{color:var(--tp-red);font:inherit;cursor:pointer;background:0 0;border:0;padding:8px 0}.journal-card-grid{grid-template-columns:repeat(4,minmax(0,1fr));gap:30px 26px;display:grid}.journal-card{min-width:0;color:inherit;flex-direction:column;text-decoration:none;display:flex}.journal-card figure{aspect-ratio:1.9;background:var(--journal-paper);margin:0;overflow:hidden}.journal-card img{object-fit:cover;width:100%;height:100%;display:block}.journal-card-copy{flex-direction:column;flex:1;padding-top:12px;display:flex}.journal-card h3{margin:6px 0 8px;font-size:22px;line-height:1.15}.journal-card h3,.journal-card .journal-excerpt{-webkit-line-clamp:2;-webkit-box-orient:vertical;display:-webkit-box;overflow:hidden}.journal-card .journal-excerpt{margin:0 0 14px}.journal-card-bottom{color:var(--journal-muted);justify-content:space-between;align-items:center;margin-top:auto;font-size:11px;display:flex}.journal-card-bottom>span{color:var(--tp-red);font-size:22px}.journal-pagination{flex-direction:column;align-items:center;gap:10px;margin-top:25px;display:flex}.journal-pagination .outline-button{color:var(--tp-red);border-color:var(--tp-red);cursor:pointer;gap:18px}.journal-pagination p{color:var(--journal-muted);margin:0;font-size:12px}.journal-empty{text-align:center;background:var(--journal-paper);padding:40px}.journal-service-directory{border-top:1px solid var(--journal-line);grid-template-columns:1fr 1.7fr;gap:40px;padding-block:28px;display:grid}.journal-service-directory h2{margin-bottom:0}.journal-service-directory-links{border-left:1px solid var(--journal-line);grid-template-columns:1fr 1fr;align-content:start;gap:10px 40px;padding-left:32px;display:grid}.journal-service-directory-links>a{color:inherit;font-family:var(--font-display-compatible);justify-content:space-between;gap:14px;font-size:16px;line-height:1.4;text-decoration:none;display:flex}.journal-service-directory-links>a:hover{color:var(--tp-red)}.journal-guidance{background:var(--journal-paper) url(/editorial/insights-contact-final.png) center/cover no-repeat;min-height:285px;margin:0;padding:44px 0}.journal-guidance-copy{max-width:550px}.journal-guidance h2{white-space:pre-line;margin:0 0 14px;font-size:36px;line-height:1.1}.journal-guidance-copy>p:not(.kicker){color:var(--journal-muted);max-width:520px;margin:0 0 23px;font-size:14px;line-height:1.6}.journal-guidance-actions{flex-wrap:wrap;gap:14px;display:flex}.journal-guidance-actions a{justify-content:space-between;align-items:center;gap:22px;min-height:44px;font-size:13px;transition:background-color .25s,color .25s;display:inline-flex}.journal-guidance .button:hover{background:var(--tp-navy-deep);color:#fff}.journal-guidance .outline-button{border-color:var(--tp-navy);color:var(--tp-navy)}.journal-guidance .outline-button:hover{background:var(--tp-navy);color:#fff}.journal-article.article-page{--journal-body:#445059;--journal-left:max(var(--site-pad),calc((100% - var(--site-width))/2 + var(--site-pad)));background:#fff;max-width:none;margin:0;padding:0 0 64px;font-family:Cabin,Arial,sans-serif}:where(.journal-article)>header.journal-hero{background:var(--tp-navy-deep);isolation:isolate;align-items:center;min-height:400px;padding:56px 0;display:flex;position:relative;overflow:hidden}.journal-article .journal-hero-art{z-index:-2;border:0;width:100%;max-width:none;height:100%;margin:0;position:absolute;inset:0}.journal-article .journal-hero-art img{object-fit:cover;object-position:var(--insight-hero-position,center);opacity:1;width:100%;height:100%;display:block}:where(.journal-article)>header.journal-hero:after{content:"";z-index:-1;pointer-events:none;background:linear-gradient(90deg,#082846e0 0%,#082846c7 46%,#08284675 100%);position:absolute;inset:0}.journal-article .article-hero-grid{width:100%;max-width:var(--site-width);padding:0 var(--site-pad);margin:0 auto;display:block}.journal-article .article-hero-copy{width:100%;max-width:960px;margin:0;padding:0}.journal-article :is(h1,h2,h3,h4,h5,h6){letter-spacing:-.01em;color:var(--journal-ink);font-family:Cabin,Arial,sans-serif;font-weight:400}.journal-article .article-hero-copy>.kicker{letter-spacing:.1em;color:#fff;margin:0 0 18px;font:600 12px/1.6 Cabin,Arial,sans-serif}.journal-article .article-hero-copy h1{letter-spacing:-.015em;color:#fff;overflow-wrap:break-word;text-wrap:pretty;margin:0;font-family:Cabin,Arial,sans-serif;font-size:42px;font-weight:500;line-height:1.2}.journal-article .article-meta{color:#fff;flex-wrap:wrap;gap:10px 18px;margin:24px 0 0;font:400 14px/1.5 Cabin,Arial,sans-serif;display:flex}.journal-article .article-meta span,.journal-article .article-meta time{border:0;padding:0}.journal-article .article-layout{width:calc(100% - var(--site-pad)*2);max-width:calc(var(--site-width) - var(--site-pad)*2);margin:0 0 0 var(--journal-left);grid-template-columns:minmax(0,1fr) 260px;align-items:start;gap:64px;padding:40px 0 0;display:grid}.journal-article .article-body{min-width:0;color:var(--journal-body);font-size:18px;line-height:1.65}.journal-article .article-body:before{display:none}.journal-article .article-body>.journal-standfirst{color:var(--journal-body);text-align:left;margin:0 0 28px;font:400 20px/1.6 Cabin,Arial,sans-serif}.journal-inline-toc{border:1px solid var(--journal-line);border-top:2px solid var(--tp-red);background:var(--journal-paper);margin:0 0 28px}.journal-inline-toc summary{color:var(--journal-ink);cursor:pointer;justify-content:space-between;align-items:center;gap:16px;padding:14px 18px;font-size:15px;font-weight:600;line-height:1.5;list-style:none;display:flex}.journal-inline-toc summary::-webkit-details-marker{display:none}.journal-inline-toc summary span{align-items:center;gap:12px;display:flex}.journal-inline-toc summary span i{color:var(--tp-red)}.journal-inline-toc summary>i{font-size:11px;transition:transform .2s}.journal-inline-toc[open] summary>i{transform:rotate(180deg)}.journal-inline-toc nav{border-top:1px solid var(--journal-line);gap:8px;padding:16px 18px 20px;display:grid}.journal-inline-toc nav a{color:var(--journal-ink);font-size:15px;line-height:1.5;text-decoration:none}.journal-inline-toc nav a:hover{color:var(--tp-red);text-decoration:underline}.journal-inline-toc nav .toc-subitem{padding-left:16px;font-size:14px}.journal-prose{overflow-wrap:break-word}.journal-article .article-body.migrated-body>:is(.journal-prose,.practice-guide-body){color:var(--journal-body)}.journal-article .journal-prose,.journal-article .journal-prose :is(p,li,table,thead,tbody,tr,th,td,blockquote,figcaption){font-family:Cabin,Arial,sans-serif!important}.journal-article .journal-prose :is(span,a,strong,b,em,small){font-family:inherit!important}.journal-article .journal-prose :is(span,b,strong)[style*=\#333333]{color:inherit!important}.journal-article :is(.journal-prose,.practice-guide-body) p{line-height:inherit;text-align:left;color:inherit;margin:0 0 22px}.journal-article :is(.journal-prose,.practice-guide-body) h2{margin:40px 0 14px;scroll-margin-top:16px;font-size:32px;line-height:1.25}.journal-article :is(.journal-prose,.practice-guide-body) h3{margin:28px 0 12px;scroll-margin-top:16px;font-size:24px;line-height:1.3}.journal-prose h2:before,.journal-prose h3:before{display:none}.journal-article :is(.journal-prose,.practice-guide-body) h2[data-section-divider]{border-top:1px solid var(--journal-line);padding-top:30px}.journal-article :is(.journal-prose,.practice-guide-body) :is(hr,.imported-table-scroll,.imported-editorial-note)+h2[data-section-divider]{border-top:0;padding-top:0}.journal-article :is(.journal-prose,.practice-guide-body) hr{border:0;border-top:1px solid var(--journal-line);margin:32px 0}.journal-article :is(.journal-prose,.practice-guide-body) :is(ul,ol){margin:0 0 22px;padding-left:24px}.journal-article :is(.journal-prose,.practice-guide-body) li{line-height:inherit;color:inherit;margin:8px 0;padding-left:3px}.journal-prose li::marker{color:var(--tp-red)}.journal-prose a{color:var(--tp-red);text-underline-offset:3px}.journal-prose img{max-width:100%;height:auto}.journal-article .journal-prose table{table-layout:auto;border-collapse:collapse;width:100%;max-width:none;color:var(--journal-body);background:#fff;margin:0;font-size:16px;line-height:1.55;display:table}.journal-article .journal-prose :is(th,td){text-align:left;vertical-align:top;border:0;border-bottom:1px solid var(--journal-line);overflow-wrap:break-word;min-width:0;color:var(--journal-body);padding:15px 16px}.journal-article .journal-prose thead th{background:var(--tp-navy);color:#fff;border-bottom:0;font-weight:600}.journal-article .journal-prose thead th+th{border-left:1px solid #ffffff30}.journal-article .journal-prose thead :is(p,strong,span){color:inherit!important}.journal-article .journal-prose tbody tr:last-child td{border-bottom:0}.journal-article .journal-prose .imported-table-scroll{border:1px solid var(--journal-line);scrollbar-color:var(--tp-blue-grey) var(--tp-paper);scrollbar-width:thin;background:#fff;max-width:100%;margin:28px 0;position:relative;overflow-x:auto}.journal-article .journal-prose .imported-table-scroll[data-overflow=true]:before{content:attr(data-scroll-label);box-sizing:border-box;background:var(--tp-paper);width:100%;color:var(--tp-navy);padding:8px 12px;font:400 13px/1.5 Cabin,Arial,sans-serif;display:block;position:sticky;left:0}.journal-article .journal-prose .imported-table-scroll p{color:inherit;margin:0;text-align:inherit!important}.journal-article .journal-prose .journal-cell-ordinal{text-align:center;font-variant-numeric:tabular-nums;width:56px}.journal-article .journal-prose :is(.journal-cell-amount,.journal-cell-rate){text-align:right;font-variant-numeric:tabular-nums}.journal-article .journal-prose .journal-cell-rate{width:110px}.journal-prose .imported-editorial-note{border-left:3px solid var(--tp-red);background:var(--journal-paper);margin:24px 0;padding:20px;font-size:16px;line-height:1.7}.journal-prose .imported-editorial-note p:last-child{margin-bottom:0}.journal-article .journal-prose .imported-editorial-note,.journal-article .journal-prose .imported-editorial-note p,.journal-article .journal-prose .imported-editorial-note strong,.journal-article .journal-prose .imported-editorial-note em{opacity:1;color:var(--journal-body)!important}.journal-article .journal-prose ul{list-style:outside}.journal-article .journal-prose ol{list-style:decimal}.journal-article-notes{border:0;border-left:3px solid var(--tp-navy);background:var(--tp-blue-grey-light);color:var(--journal-body);margin:0 0 28px;padding:24px 28px;font:400 16px/1.65 Cabin,Arial,sans-serif}.journal-article .journal-article-notes>h2{color:var(--journal-ink);align-items:center;gap:10px;margin:0 0 12px;font:600 20px/1.4 Cabin,Arial,sans-serif;display:flex}.journal-article-notes>h2 i{font-size:17px}.journal-opening-note{margin-bottom:16px}.journal-article .journal-article-notes p{font:inherit;color:inherit;text-align:left;margin:0 0 12px}.journal-article .journal-article-notes p:last-child{margin-bottom:0}.journal-article .journal-source-note{color:var(--journal-body);overflow-wrap:anywhere;background:0 0;gap:4px;margin:20px 0;padding:0;font:400 14px/1.65 Cabin,Arial,sans-serif;display:grid}.journal-source-note a{color:var(--tp-red);text-underline-offset:3px}.journal-article .journal-contact-rail{background:0 0;border:0;align-self:stretch;min-width:0;margin:0;padding:0;position:static;top:auto;overflow:visible}.journal-contact-card{background:var(--tp-red);color:#fff;padding:28px 24px;position:sticky;top:108px}.journal-article .journal-contact-card>i{color:inherit;margin-bottom:26px;font-size:38px;line-height:1;display:block}.journal-article .journal-contact-card h2{letter-spacing:-.01em;color:#fff;margin:0 0 14px;font:500 27px/1.25 Cabin,Arial,sans-serif}.journal-article .journal-contact-card p{color:#fff;margin:0 0 24px;font:400 16px/1.55 Cabin,Arial,sans-serif}.journal-article .journal-contact-card a{min-height:48px;color:var(--tp-red);background:#fff;border:1px solid #fff;justify-content:space-between;align-items:center;gap:12px;padding:12px 14px;font:600 15px/1.4 Cabin,Arial,sans-serif;text-decoration:none;transition:background-color .2s,color .2s;display:flex}.journal-article .journal-contact-card a:hover{background:var(--tp-navy-deep);border-color:var(--tp-navy-deep);color:#fff}.journal-article .journal-contact-card a:focus-visible{outline-offset:4px;outline:2px solid #fff}@media (max-width:1199px){.journal-article .article-layout{max-width:920px;display:block}.journal-article .journal-contact-rail{margin-top:32px}.journal-contact-card{grid-template-columns:44px minmax(0,1fr) auto;align-items:center;column-gap:24px;display:grid;position:static}.journal-article .journal-contact-card>i{grid-row:1/3;margin:0}.journal-article .journal-contact-card h2{grid-column:2;margin-bottom:6px}.journal-article .journal-contact-card p{grid-column:2;margin:0}.journal-article .journal-contact-card a{grid-area:1/3/3}}@media (max-width:600px){.journal-article-notes{padding:20px 18px;font-size:15px}.journal-article :is(.journal-prose,.practice-guide-body) h2[data-section-divider]{padding-top:24px}.journal-contact-card{padding:26px 24px;display:block}.journal-article .journal-contact-card>i{margin-bottom:18px;font-size:32px}.journal-article .journal-contact-card p{margin-bottom:22px}.journal-article .journal-contact-card a{max-width:320px}}.journal-article .journal-share{color:var(--journal-ink);border-top:1px solid var(--journal-line);background:0 0;align-items:center;gap:12px;margin-top:28px;padding:20px 0;display:flex;position:static}.journal-share>span{letter-spacing:.1em;font-size:12px}.journal-share a{border:1px solid var(--journal-line);width:40px;height:40px;color:inherit;border-radius:50%;place-items:center;text-decoration:none;display:grid}.journal-share a:hover{color:var(--tp-red);border-color:var(--tp-red)}.guide-at-glance,.guide-callout{background:var(--journal-paper);border-left:3px solid var(--tp-red);margin-bottom:24px;padding:24px}.journal-article :is(.guide-at-glance,.guide-callout) h2{margin-top:0}.journal-article :is(.guide-at-glance,.guide-callout)>:last-child{margin-bottom:0}.guide-checklist{margin:32px 0}.guide-process ol{border-left:1px solid var(--journal-line);padding-left:24px}.journal-article .guide-process h3{margin:0 0 12px}@media (max-width:1000px){:where(.journal-article)>header.journal-hero{min-height:360px;padding:44px 0}.journal-article .article-hero-copy h1{font-size:38px}}@media (max-width:600px){.journal-article.article-page{padding-bottom:40px}:where(.journal-article)>header.journal-hero{min-height:340px;padding:34px 0}.journal-article .journal-hero-art img{object-position:var(--insight-hero-mobile-position,center)}:where(.journal-article)>header.journal-hero:after{background:#082846cc}.journal-article .article-hero-copy>.kicker{margin-bottom:12px;font-size:11px}.journal-article .article-hero-copy h1{margin:0;font-size:30px;line-height:1.2}.journal-article .article-hero-copy>p:not(.kicker){font-size:17px;line-height:28px}.journal-article .article-meta{gap:6px 12px;margin-top:18px;font-size:13px}.journal-article .article-layout{padding-top:28px}.journal-article .article-body>.journal-standfirst{margin-bottom:24px;font-size:18px;line-height:1.6}.journal-article .journal-prose table{font-size:15px}.journal-article .journal-prose :is(th,td){padding:14px 12px}.journal-article .journal-prose table[data-columns="3"]{min-width:580px}.journal-article .journal-prose table[data-columns="4"]{min-width:660px}.journal-article .article-body{font-size:17px;line-height:28px}.journal-article :is(.journal-prose,.practice-guide-body) p{margin-bottom:20px}.journal-article :is(.journal-prose,.practice-guide-body) h2{margin:32px 0 12px;font-size:28px;line-height:1.25}.journal-article :is(.journal-prose,.practice-guide-body) h3{margin:24px 0 10px;font-size:22px;line-height:1.3}.journal-inline-toc{margin-bottom:24px}.journal-inline-toc summary,.journal-inline-toc nav{padding:14px}.journal-legal-references{grid-template-columns:1fr;gap:12px}.journal-article-endcap{margin-top:32px;padding:24px 20px}.journal-article .journal-endcap-copy h2{font-size:28px}.journal-endcap-copy>p{font-size:16px}.journal-endcap-copy>.button{gap:16px;max-width:100%;padding:12px 16px}.journal-article :is(.guide-at-glance,.guide-callout) h2{margin-top:0}}@media print{.journal-detail .tp-hdr,.journal-detail>footer,.journal-contact-rail,.journal-share,.journal-inline-toc{display:none!important}.journal-article.article-page{padding:0}.journal-article>header,.journal-article .article-layout{background:#fff;width:100%;max-width:none;min-height:0;margin:0;padding:0;display:block}.journal-article .article-hero-grid{min-height:0}.journal-article .article-hero-copy{width:100%;max-width:none}.journal-article .journal-hero-art,:where(.journal-article)>header.journal-hero:after{display:none}:where(.journal-article)>header.journal-hero{background:#fff;min-height:0;padding:0}.journal-article .article-hero-copy h1{color:#000;font-size:28pt}.journal-article .article-meta,.journal-article .article-hero-copy>.kicker{color:#000}.journal-article .article-hero-grid{padding:0}.journal-article .journal-prose .imported-table-scroll{overflow:visible}.journal-article .journal-prose table{font-size:9pt;min-width:0!important}.journal-article .journal-prose :is(th,td){padding:6px}.journal-article .journal-prose .imported-table-scroll:before{display:none}.journal-article .article-body{font-size:11pt;line-height:1.6}.journal-article :is(.journal-prose,.practice-guide-body) h2{font-size:20pt}.journal-article :is(.journal-prose,.practice-guide-body) h3{font-size:16pt}}@media (max-width:1100px){.journal-latest{grid-template-columns:1fr 2fr}.journal-latest-list{grid-column:1/-1;grid-template-columns:repeat(3,minmax(0,1fr))}.journal-card-grid{gap:26px 20px}.journal-service-directory{grid-template-columns:1fr 2fr;gap:24px}}@media (max-width:900px){.journal-visual-hero{min-height:480px}.journal-masthead-copy{width:65%}.journal-card-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.journal-service-directory{grid-template-columns:1fr}.journal-service-directory-links{border-left:0;padding-left:0}.journal-guidance-copy{max-width:60%}}@media (max-width:600px){.journal-visual-hero{background-position:65%;min-height:490px;padding:44px 0}.journal-visual-hero:before{background:linear-gradient(90deg,#fffffff5,#fffc 70%,#fff6)}.journal-masthead-copy{width:100%;max-width:none}.journal-masthead h1{font-size:39px}.journal-masthead-copy>p:not(.kicker){font-size:16px}.journal-latest{grid-template-columns:1fr;padding-block:28px}.journal-latest h2{white-space:normal;font-size:32px}.journal-feature{grid-template-columns:1fr}.journal-feature figure{aspect-ratio:1.7;min-height:0}.journal-feature h3{font-size:28px}.journal-latest-list{border-top:1px solid var(--journal-line);grid-column:auto;grid-template-columns:1fr;padding-top:20px}.journal-latest-list>a{grid-template-columns:85px 1fr}.journal-latest-list img{width:85px}.journal-library-heading{display:block}.journal-search{width:100%;margin-top:20px}.journal-search input{font-size:16px}.journal-tabs{gap:0 18px}.journal-tabs button{padding-block:12px;font-size:12px}.journal-card-grid{grid-template-columns:1fr}.journal-card h3{font-size:25px}.journal-library h2,.journal-service-directory h2{font-size:32px}.journal-service-directory-links{grid-template-columns:1fr;gap:14px}.journal-guidance{background-image:linear-gradient(90deg,#ffffffed,#ffffffa6),url(/editorial/insights-contact-final.png);background-position:60%;padding:34px 0}.journal-guidance-copy{max-width:100%}.journal-guidance h2{font-size:32px}.journal-guidance-actions{flex-direction:column;align-items:flex-start}.journal-inline-toc summary,.journal-inline-toc nav{padding:14px}}@media (prefers-reduced-motion:reduce){.journal-index *,.journal-detail *{scroll-behavior:auto!important;transition:none!important}}.journal-feature h3{-webkit-line-clamp:2;-webkit-box-orient:vertical;display:-webkit-box;overflow:hidden}.journal-prose .imported-table-scroll:focus-visible{outline:2px solid var(--tp-red);outline-offset:3px}.journal-prose .imported-editorial-note,.journal-prose .imported-table-scroll{text-align:left}.journal-masthead h1 .journal-heading-accent{color:var(--tp-red)}.journal-index{background:var(--tp-warm-white,#fffdf9);font-family:Cabin,Arial,sans-serif}.journal-index .journal-visual-hero{color:#fff;min-height:440px;padding:44px 0}.journal-index .journal-visual-hero:before{background:linear-gradient(90deg,#071d2df5 0%,#071d2de0 35%,#071d2d66 65%,#071d2d1a 100%)}.journal-index .journal-masthead-copy{width:60%;max-width:680px}.journal-index .journal-masthead .kicker{color:#fff;letter-spacing:.1em;font-size:12px}.journal-index .journal-masthead h1{color:#fff;letter-spacing:-.025em;margin:16px 0 20px;font-size:clamp(38px,4vw,58px);line-height:1.12}.journal-index .journal-masthead h1 .journal-heading-accent{color:#fff;font-style:italic}.journal-index .journal-masthead-copy>p:not(.kicker){color:#f0f5f8;max-width:600px;font-size:18px;line-height:1.65}.journal-index .journal-hero-link{color:#fff;border-bottom:1px solid #ffffff80;align-items:center;gap:14px;min-height:44px;margin-top:22px;padding:10px 0;font-size:15px;font-weight:600;display:inline-flex}.journal-index .journal-hero-link:hover{border-color:#fff}.journal-index .journal-masthead :focus-visible{outline-color:#fff}.journal-index .journal-library{padding-block:48px 56px;scroll-margin-top:100px}.journal-index .journal-library-heading{margin-bottom:24px;display:block}.journal-index .journal-library-heading h2{margin:0;font-size:38px;line-height:1.18}.journal-index .journal-library-heading>div>p:not(.kicker){color:#465d6c;max-width:700px;margin:14px 0 0;font-size:17px;line-height:1.6}.journal-index .journal-discovery{grid-template-columns:minmax(0,2.1fr) minmax(240px,1fr);gap:14px;margin-bottom:18px;display:grid}.journal-index .journal-search{background:#fff;border:1px solid #bccbd6;align-items:center;width:100%;min-width:0;margin:0;display:flex}.journal-index .journal-search input{border:0;height:auto;min-height:64px;padding:16px 16px 16px 44px;font-size:16px;line-height:1.5}.journal-index .journal-search i{color:#526a79;font-size:16px;top:50%;transform:translateY(-50%)}.journal-index .journal-format-filter,.journal-index .journal-mobile-topic{background:#fff;border:1px solid #bccbd6;min-width:0;padding:8px 12px;display:block}.journal-index .journal-format-filter>span,.journal-index .journal-mobile-topic>span{color:#465d6c;font-size:13px;line-height:1.5;display:block}.journal-index .journal-discovery select{width:100%;min-height:32px;color:var(--tp-navy);background:0 0;border:0;padding:3px 0;font:400 16px/1.5 Cabin,Arial,sans-serif}.journal-index .journal-mobile-topic{display:none}.journal-index .journal-tabs{overscroll-behavior-x:contain;scrollbar-width:thin;scrollbar-color:#879aa8 #edf2f5;border-color:#d1dce4;flex-wrap:nowrap;align-items:stretch;gap:0 24px;min-width:0;max-width:100%;padding:6px 4px 4px;scroll-padding-inline:6px;overflow:auto hidden}.journal-index .journal-tabs::-webkit-scrollbar{height:6px}.journal-index .journal-tabs::-webkit-scrollbar-track{background:#edf2f5}.journal-index .journal-tabs::-webkit-scrollbar-thumb{background:#879aa8;border-radius:3px}.journal-index .journal-tabs button{white-space:nowrap;word-break:normal;overflow-wrap:normal;flex:none}.journal-index .journal-tabs button:focus-visible{outline-offset:-3px}.journal-index .journal-tabs button{border-bottom-width:3px;min-height:48px;padding:13px 0;font-size:15px;font-weight:500;line-height:1.5}.journal-index .journal-tabs button:hover{color:var(--tp-red)}.journal-index .journal-filter-status{color:#465d6c;gap:18px;min-height:80px;padding-block:16px;font-size:15px}.journal-index .journal-filter-status>div{justify-content:flex-end;align-items:center;gap:20px;display:flex}.journal-index .journal-reset{min-height:44px;padding:10px 0;font-size:15px;font-weight:600}.journal-index .journal-sort{white-space:nowrap;align-items:center;gap:10px;font-size:14px;display:flex}.journal-index .journal-sort select{min-height:44px;color:var(--tp-navy);background:#fff;border:1px solid #bccbd6;padding:8px 10px;font:400 15px/1.4 Cabin,Arial,sans-serif}.journal-index .journal-card-grid{grid-template-columns:repeat(3,minmax(0,1fr));align-items:stretch;gap:36px 28px}.journal-index .journal-card{border-bottom:1px solid #ccd9e2;min-width:0;padding-bottom:18px;transition:border-color .2s}.journal-index .journal-card figure{aspect-ratio:8/5;background:#edf2f5;border:1px solid #dae3e9;overflow:hidden}.journal-index .journal-card img{object-fit:contain;width:100%;height:100%}.journal-index .journal-card-copy{min-width:0;padding-top:18px}.journal-index .journal-category-label{letter-spacing:.025em;margin:0 0 12px;font-size:12px;font-weight:600;line-height:1.55}.journal-index .journal-card h3{letter-spacing:-.015em;-webkit-line-clamp:unset;color:var(--tp-navy);margin:0 0 14px;font-size:26px;line-height:1.3;display:block;overflow:visible}.journal-index .journal-card .journal-excerpt{color:#405665;-webkit-line-clamp:3;-webkit-box-orient:vertical;margin:0 0 20px;font-size:16px;line-height:1.65;display:-webkit-box;overflow:hidden}.journal-index .journal-card-bottom{color:#465d6c;gap:14px;padding-top:4px;font-size:14px;line-height:1.5}.journal-index .journal-card-bottom>span:first-child{font-size:inherit;color:inherit}.journal-index .journal-card-bottom>span:last-child{min-width:36px;min-height:36px;color:var(--tp-red);justify-content:center;align-items:center;font-size:24px;line-height:1;transition:transform .2s;display:flex}.journal-index .journal-card:hover{border-color:var(--tp-red)}.journal-index .journal-card:hover h3{color:var(--tp-red);text-decoration:none}.journal-index .journal-card:hover .journal-card-bottom>span:last-child{transform:translate(4px)}.journal-index .journal-pagination{min-height:0;margin-top:32px}.journal-index .journal-pagination .outline-button{background:#fff;gap:20px;min-height:48px;padding:12px 20px;font:500 15px/1.5 Cabin,Arial,sans-serif}.journal-index .journal-pagination .outline-button:hover{color:#fff;background:var(--tp-red)}.journal-index .journal-pagination .outline-button:disabled{color:#526a79;cursor:default;background:0 0;border-color:#bccbd6}.journal-index .journal-empty{padding:36px 24px;font-size:17px;line-height:1.6}.journal-index .journal-empty h3{font-size:28px;line-height:1.25}@media (max-width:1000px){.journal-index .journal-masthead-copy{width:75%}.journal-index .journal-card-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:32px 24px}.journal-index .journal-library-heading h2{font-size:34px}.journal-index .journal-tabs{gap:0 20px}}@media (max-width:680px){.journal-index .journal-visual-hero{background-position:65%;min-height:350px;padding:34px 0}.journal-index .journal-visual-hero:before{background:linear-gradient(90deg,#071d2df0,#071d2db8)}.journal-index .journal-masthead-copy{width:100%;max-width:none}.journal-index .journal-masthead h1{margin:14px 0 18px;font-size:38px;line-height:1.15}.journal-index .journal-masthead-copy>p:not(.kicker){font-size:17px;line-height:1.6}.journal-index .journal-library{padding-block:32px 40px}.journal-index .journal-library-heading{margin-bottom:22px}.journal-index .journal-library-heading h2{font-size:30px}.journal-index .journal-discovery{grid-template-columns:1fr;gap:10px;margin-bottom:8px}.journal-index .journal-search input{min-height:54px;padding-block:12px}.journal-index .journal-mobile-topic{display:block}.journal-index .journal-tabs{display:none}.journal-index .journal-filter-status{min-height:0;padding-block:14px 22px;font-size:14px;display:block}.journal-index .journal-filter-status>div{flex-wrap:wrap;justify-content:space-between;gap:10px;margin-top:12px}.journal-index .journal-sort{margin-left:auto;font-size:13px}.journal-index .journal-reset{font-size:14px}.journal-index .journal-card-grid{grid-template-columns:1fr;gap:30px}.journal-index .journal-card h3{font-size:26px}.journal-index .journal-card-copy{padding-top:16px}.journal-index .journal-card .journal-excerpt{font-size:16px}.journal-index .journal-card-bottom{font-size:13px}}@media (prefers-reduced-motion:reduce){.journal-index .journal-card,.journal-index .journal-card-bottom>span:first-child{font-size:inherit;color:inherit}.journal-index .journal-card-bottom>span:last-child{transition:none}}
